Landlord Insurance
Landlord Insurance
Insurance for your investment property, whether it be a long term rental arrangement or a short terms holiday let.
What is Landlord Insurance?
If you’re a landlord, protecting your investment is paramount. Landlord insurance is a type of insurance policy that goes beyond the typical building and fittings cover, providing coverage for your investment income and property as well. In contrast to home and contents insurance, landlord insurance policies can also include protection against malicious damage and theft by tenants.
The building section of a landlord insurance policy offers coverage for your property’s structure and permanent fixtures, such as walls, roofing, and swimming pools, against damage caused by tenants, weather events, or accidental damage.
In addition, contents cover can provide protection for your fittings, which can include items like carpets, curtains, blinds, and white goods or appliances.
At Insure Global, we specialize in helping landlords find the right insurance coverage for their specific needs. Our experienced team can guide you through the various options and tailor a policy that meets your requirements and budget. Contact us today to learn more about how we can help you protect your investment.
What can be covered
- Tenant theft or malicious damage
- Accidental damage
- Motor burnout of appliances
- Fire, flood & storm
- Loss of rent (if property is damaged & untenable)
- Public liability (damage/injury to tenants or belongings)
What may not be
- Construction defects
- Renovations or additions >$75,000 not declared
- Failure to maintain or repair once notified
- Most pet-related damage
- Damage/loss from birds, insects, vermin
Get A Quote Online