Public Liability
Insurance
Public Liability Insurance
Provides protection for you and your business from property damage or bodily injury caused to a third party.
What is Public Liability Insurance?
Public liability insurance offers coverage for claims related to bodily injury or property damage, which can be prohibitively expensive (sometimes running into hundreds of thousands or even millions of dollars).
Regrettably, these types of claims are becoming more frequent, making it more likely that you could be subject to a lawsuit.
It’s crucial to have this type of protection in place, as even accidents or unexpected incidents can result in you and your business being held legally accountable – and the expenses associated with litigation can be exorbitant.
What can be covered
- Compensation costs
- Claims arising from products
- Employee negligence
- Legal expenses
- Loss or damage of property in your care
What may not be
- Costs of rectifying faulty workmanship or products
- Claims arising from professional advice
- Claims made by employees
- Product recall costs
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